Privacy policy

We process information about you in accordance with our terms and conditions. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

Kris An Charles does not store any of your credit card information in house; for security reasons, only the first 6 and last 4 digits of the card number is stored with our transaction gateway provider Plug’N Pay. All Gateway Transactions uses real-time IP-based transaction technology to provide secure, fast, reliable payment processing services.

All information is sent to the payment card processor via a Secure and encrypted channel (256-bit SSL/TLSv1.2). Card information is not stored on the Kris An Charles Website.

Disclosure of Account Information to Third Parties

Kris An Charles may use standard Web tracking software to collect non-identifying information about visitors to its website such as:

Date and time website was accessed.
City, State and Country from which access was made.
Web browser used.
IP address (A numeric address given to servers connected to the internet).

Some areas of the web site may use a “cookie” temporarily stored in the visitor’s computer memory (RAM) to allow the web server to log the pages you use within the site and to know if you have visited the site before.

It is our general policy to treat your account information as confidential. However, we will disclose information to third parties about your account or the transactions you make ONLY in the following situations:

Kris An Charles may use this information to create summary statistics and to determine the level of interest in its website.

Where it is necessary for completing transactions that you have requested;
Where it is necessary for activating additional services;
In order to verify the existence and condition of your account to a third party, such as a credit bureau;
To a consumer reporting agency for research purposes only;
In order to comply with a governmental agency or court orders; or,
If you give us your written permission.


Password and Security

We are serious about protecting your privacy and the security of your Account information.

Kris An Charles uses advanced technology to protect the confidentiality of your financial activities while you are transacting business online. We require identification (username and passwords) to retrieve any account information, using our online technology. We have put mechanisms in place to block unauthorized users from accessing your account information.
A number of security measures have been instituted to ensure the integrity of your transactions and account information, including:

Enforcing the use of TLSv1.2 encryption browsers which meet high industry Internet security standards
Installing firewalls and monitoring our systems preventing unauthorized access to our internal systems and maintaining the safety of your information.
Implementing security enhancements to further protect the integrity of your online transactions and account information

You agree not to give or make available your password (where applicable) to any unauthorized individuals. You are responsible for all payments you authorize using the Service. If you permit other persons to use the Service with your credit card on your behalf, you are wholly responsible for any transactions that they authorize. If you believe that your password has been lost or stolen or that someone may attempt to use the Service with your credit card without your consent, you must notify the Service at (876) 920-4189, or toll (local) at (888) 429-5626 during customer service hours (8:30 a.m. – 5:00 p.m. each Business Day).


Information Authorization

Your use of the Service may not be fulfilled if the Service cannot verify your identity or other necessary information. Through your enrollment in the Service, you agree that the Service reserves the right to request a review of your credit rating at its own expense through an authorized credit bureau. In addition, you agree that the Service reserves the right to obtain financial information regarding your account from a your financial institution (for example, to resolve payment posting problems or for verification).

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