Grants Rules:

Grant Application Deadline

Friday, August 20, 2026, at 5:00 p.m.

Promotional Offer

• • • Reduced interest rate on loans of J$1.5 million and J$2.0 million with no guarantor and no deposit.
    • 25% discount on the processing fee for loans of J$1 million and above. 
    • Fifty (50) Readi-Fi-School Grants valued at $60,000.00 each 

Promotion Mechanics/Rules

• • • To apply for the grants, customers must have an active loan account with KACI or take out a new loan during the promotional period.
    • Customers refinancing existing loans may qualify provided their accounts are in good standing.
    • Applicants must be eighteen (18) years or older.
    • Customers seeking assistance must complete a Readi-Fi-School Grant Application Form.
    • Applicants must provide proof of school enrolment, acceptance, registration, or promotion to the next academic year.
    • Acceptable supporting documents may include:
      • An acceptance letter from a school, college, university, or educational institution.
      • A registration or enrolment letter.
      • A report card indicating promotion to the next grade level.
      • A letter from the educational institution confirming continued enrolment or advancement.The grant may be used to support students attending primary, secondary, vocational, or tertiary institutions.
    • Applications may be submitted by a parent or legal guardian on behalf of a child or by an individual applying for his or her own educational expenses.
    • Applicants must submit a valid government-issued identification card.
    • A birth certificate must be submitted where the application is made on behalf of a child.
    • Only one application per customer will be accepted.
    • Submission of an application does not guarantee approval of a grant.
    • The Company reserves the right to request additional information or documentation to support an application.
    • The Company reserves the right to verify information submitted by applicants.
    • The promotion is open to qualified members of the public.
    • Employees of Kris An Charles Investments Company Limited, its affiliated companies, and their immediate family members are not eligible.

Grant Details

• • • Fifty (50) Readi-Fi-School Grants.
    • Each grant is valued at $60,000. 

Method of Selection

The company will assess applications based on the information submitted, supporting documentation, and the applicant’s circumstances.

As part of the application process, applicants will be required to give a description of why they need the grant.

Successful applicants will be contacted directly and notified of the grant award.