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Text LOAN to 838-9028 or call 754-6480 for further details

Loan Application Checklist

Check to see if you qualify to receive our Auto Loan!

Let's get you on track!

Apply Online or speak to a representative about your goals

JAMAICAN DOLLARS

Borrow Up to 2 Million Dollars

CONDITIONS APPLY

Get up to 6 years to pay

Whether you’re buying a new set of wheels or upgrading your current vehicle, getting a loan is as easy as 1, 2, 3! Kris An Charles makes getting an auto loan easier than ever with hassle-free and quick loans to get your car off the lot and in your driveway in just a few days!  

We will finance up to 90% of the value or cost of your vehicle (whichever is lower) for up to a maximum of J$2 million! 

 
Who can get an auto loan with us? 

Once you are government-employed or have been employed by a Kris An Charles-approved employer for at least one year, you may qualify. 

You may need to provide us with one (1) or two (2) guarantors depending on your loan amount, and the guarantors must be employed for at least one (1) year at the same company as the applicant.

Let's calculate your monthly payments

Paying your loan couldn’t be easier! Simply have your employer approve a salary deduction for your payments and have them taken directly from your salary each month.
$5,000 $3,000,000
Time to Pay
1 year6 years
Your repayments are each month
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*The information which, you calculate from this calculator is intended for use by you as a guide only. It is not an offer and has no legal effect on any contracts entered into by you ‘the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice. 

Answers

The following is required to proceed:

  • Valid Government issued ID
  • TRN
  • Two passport sized photographs
  • Proof of address (also required for guarantors)
  • Last two (2) pay slips (also required for guarantors)
  • Job letter
  • Pro-forma Invoice
  • Registration and fitness certificates or copies (initially) if from a dealer
  • Valuation report not older than six months from a reputable valuator*
  • Motor vehicle title (if a second-hand vehicle)
  1. Repairs
  2. Insurance
  3. Registration Costs
  4. Maintenance Cost